Student Loan Payments Set to Rise Under OBBBA
The “One Big Beautiful Bill Act” (OBBBA), signed into law on July 4, 2025, implements significant, cost-saving changes to the federal student loan system. The provisions, which reduce federal financial aid and the student loan program by nearly $300 billion, create an...
Why College Enrollment is Expected to Decline After 2025—and How Schools Can Prepare
At the start of the year, we wrote about the upcoming “demographic cliff” in higher education. The warning was simple: the decline in birth rates during the 2007-2009 Great Recession will soon catch up to colleges. While some schools are experiencing...
Student Loan Delinquency, Non-Payment Rates Foretell High CDRs
The looming threat of student loan defaults is here. With less than six weeks until borrowers officially default for the first time in five years, the clock is ticking for colleges to implement default aversion plans and limit their 2024 Cohort Default Rate (CDR). The...