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Student Loan Borrowers Reach Technical Default for First Time in 5 Years

Student Loan Borrowers Reach Technical Default for First Time in 5 Years

Jun 30, 2025 | General

For the first time in five years, student loan borrowers are reaching the 270-day delinquent point, a status known as “technical default.” This is essentially the “final notice” for borrowers before they officially default on their loans. The...
Student Aid Overhaul: The Senate’s Proposed Changes to House Bill

Student Aid Overhaul: The Senate’s Proposed Changes to House Bill

Jun 11, 2025 | Default Management, News, News Inserts

Just as the House passed its sweeping reconciliation bill, the U.S. Senate Committee on Health, Education, Labor & Pensions (HELP) has released its own “historic legislation” to reform student aid and higher education. While both chambers address...
Repayment Assistance Plan (RAP) and Other Proposed Changes in the Reconciliation Bill

Repayment Assistance Plan (RAP) and Other Proposed Changes in the Reconciliation Bill

May 30, 2025 | General

Congressional Republicans are advancing a budget reconciliation package that proposes a significant overhaul of the federal student loan repayment system, including a Repayment Assistance Plan to replace IDRs. Understanding these proposed changes is critical to...
Federal Student Loans Could Change Under Budget Reconciliation Bill

Federal Student Loans Could Change Under Budget Reconciliation Bill

May 16, 2025 | Default Management, News, News Inserts, Student Loan Repayment Assistance

The House Education and Workforce Committee’s “Student Success and Taxpayer Savings Plan” would drastically change federal student loans and financial aid. This is a Congressional Republican initiative through a budget reconciliation bill in the...
Department of Education Calls on Colleges for Student Loan Default Aversion

Department of Education Calls on Colleges for Student Loan Default Aversion

May 6, 2025 | General

The reverberations of the Department of Education’s recent “Dear Colleague Letter” (GEN-25-19) are being felt across higher education institutions nationwide – and for good reason. This isn’t just another administrative update; it’s a...
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