Jonathan Domanus | IonTuition | Student Loan Repayment Technology

Risks for Non-Profits: Falling Enrollment & Rising Defaults

Jan 9, 2026 | General

Last year, at least 16 non-profit institutions closed due to enrollment and financial challenges. This is a rising trend of non-profit closures since 2020, which we wrote about before. This year marks the start of the demographic enrollment cliff, where we expect a...

2026: Student Loan Default Crisis, Funding Gaps, and Private Loans

Dec 12, 2025 | Default Management, News

As 2025 closes, institutions are focused on curing the record number of delinquent student loan borrowers from the FY 2024 cohort, while still keeping an eye on the 2025 and 2026 cohorts. As we look to 2026, there are big changes scheduled for July 1, 2026. That date...

Is It Too Late to Implement a Default Aversion Plan for the FY 2024 Cohort?

Nov 7, 2025 | General

No, it’s not too late to implement your default aversion plan for the 2024 Cohort. The window closes soon. Many institutions have not had to worry about CDRs over the last five years when payments were paused and delinquent students were placed into...

Student Loan Default Cliff is Here

Oct 16, 2025 | Default Management

The student loan default cliff has arrived. For a full year, the Department of Education’s “on-ramp” period shielded borrowers from the harshest consequences of non-payment. However, we have now crossed a critical threshold: the first wave of borrowers who missed...

Student Loan Payments Set to Rise Under OBBBA

Sep 26, 2025 | General

The “One Big Beautiful Bill Act” (OBBBA), signed into law on July 4, 2025, implements significant, cost-saving changes to the federal student loan system. The provisions, which reduce federal financial aid and the student loan program by nearly $300 billion, create an...