Is It Too Late to Implement a Default Aversion Plan for the FY 2024 Cohort?
No, it’s not too late to implement your default aversion plan for the 2024 Cohort. The window closes soon. Many institutions have not had to worry about CDRs over the last five years when payments were paused and delinquent students were placed into...
Student Loan Payments Set to Rise Under OBBBA
The “One Big Beautiful Bill Act” (OBBBA), signed into law on July 4, 2025, implements significant, cost-saving changes to the federal student loan system. The provisions, which reduce federal financial aid and the student loan program by nearly $300 billion, create an...
Student Loan Delinquency, Non-Payment Rates Foretell High CDRs
The looming threat of student loan defaults is here. With less than six weeks until borrowers officially default for the first time in five years, the clock is ticking for colleges to implement default aversion plans and limit their 2024 Cohort Default Rate (CDR). The...
Institutional Non-Payment Rates Cause Concern for Colleges
2025 is an unprecedented year for federal student loans. We’re seeing the largest delinquency rates in history, creating a critical situation for institutions to avoid loss of Title IV due to high Cohort Default Rates. To address the rising delinquency rates, the...