Date Last Revised: August 15, 2018
As used herein, the words “User,” “you” and “your” mean users of the Website and the words “we,” “our,” “us” and “Iontuition” mean Iontuition, Inc., the owner and operator of the Website, and Iontuition, Inc.’s affiliate i3 Group, LLC, the provider of certain of the services provided through the Website.
We will not collect any personal information about you unless you provide it to us voluntarily. For example, we request personal information, such as your name, mailing address, e-mail address and credit card information when you register for Services.
When you provide us with personal information, we will use that information to provide the Services and may, among other uses: use the information to provide services and products; store and process the information to better understand your needs and how we can improve our services and products; use the information to contact you for informational, marketing and promotional purposes; or disclose that information when we contract with a third party to deliver e-mail or provide other services on our behalf. Any manner in which we will use any personal information other than those listed in the preceding sentence will be disclosed when you provide the information. We will, and by your use of our Services you expressly authorize us to, use the information you provide in the manner disclosed.
You agree that the Data Providers, not Iontuition, are responsible for maintaining Account Information with proper and sufficient accuracy and authority in accordance with all governing laws and regulations. Iontuition makes no effort to verify any Account Information for any purpose, including accuracy, legality, or non-infringement.
You agree that we may share your information with Lenders and other third parties to provide you with potential loan choices.
We may also provide information to third parties to the extent necessary to enable them to provide services on the Website, such as delivery or tracking of advertisements.
As discussed below under “Collection and use of non- personal information,” we may provide aggregate statistics about our users, traffic patterns and related site information to our clients or for other marketing and promotional purposes.
Any collection or use of personal information will comply with applicable law.
The Website and our services are designed solely for residents of the United States. Although we maintain appropriate administrative, physical, and technical safeguards for protection of the security, confidentiality and integrity of all electronic data or information submitted to our service, neither the Website or our Services have been certified as compliant with the EU General Data Protection Regulation (GDPR), which covers personal information of residents of the European Union. If you are a resident of the European Union you should not use the Services or submit personal information.
You can edit, correct or remove any or all of the personal information you provide us by accessing the account you create when you subscribe for a Service. Remember, however, that removing personal information may limit your ability to access some or all of the features of the Services and Website. In addition, to keep you in control of your personal information and the communications directed to you, we allow you to opt-out of receiving communications from us about new Services or Website features.
We may also collect information about you that is not personal. Examples of this type of information may include:
We may share this information with advertisers, business partners, sponsors and other third parties. For example, we may inform a sponsor that the membership of the Website is x percent females and y percent males. This data is used to customize the Website’s content and advertising, and to deliver a better experience for our members and users.
We also collect data from the Web logs of our computers that deliver content on the Website, including information about what you view. Along with information gathered from our other users, we create “aggregate data” reports that we may disclose to third parties. We may also study aggregate data in order to enhance our existing services or develop new services.
When you view the Website, we may store some information on your computer. This information will be in the form of a “Cookie” or similar file and will help us in many ways. Cookies are small text files placed on your computer’s hard drive, so that we can recognize you the next time you visit the Website. For example, cookies are used to allow us to track your movements when you visit the Website to help us determine what type of information to present to you and to tailor the Website to better match your interests and preferences.
The Website may make discussion boards, groups and/or other public forums available to its users. Please remember that any information that is disclosed to these areas becomes public information and you should exercise caution when deciding to disclose your personal information.
This Website is not directed at persons under 18 years of age and our content and other services are not written, intended, or designed for persons under 18 years of age. We do not intend to collect any personal information from such individuals. Where appropriate, we will specifically instruct children not to submit such information on the Website. If a child has provided us with personal information, a parent or guardian of that child should contact us at the mailing address or e-mail address listed at the bottom of this Policy if he would like this information deleted from our records. We will use reasonable efforts to delete the child’s information from our existing files.
Any personal information you give out online – such as in discussion boards or groups -- can be collected and used by people you don’t know. While we strive to protect your information and privacy, we cannot guarantee the security of any information you disclose online and you do so at your own risk.
The importance of security for all personal information associated with our users and members is of utmost concern to us. Unfortunately, no data transmission over the Internet can be guaranteed to be secure. As a result, while we strive to protect your personal information, we can’t ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your personal information, we will take reasonable efforts to ensure its security on our systems.
Your account on the Website is password-protected so that only you can access it and view the member information relevant to the account. We recommend that you do not divulge your password to anyone. We will never ask you for your password in an unsolicited phone call or e-mail. Ultimately, you are responsible for maintaining the secrecy of your passwords and any account information. Remember to sign out of your account on the Website and close your browser window when you have finished your work. This is to ensure that others cannot access your personal information and correspondence if your computer is accessible to others, if you share a computer with someone else or if you are using a computer in a public place like a library or an Internet café.
Your information is being collected solely by Iontuition. See Sharing your personal information above concerning the circumstances under which we may disclose certain of your information to third parties.
Any information we collect may be retained for an indeterminate period of time.
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