Is a Cosigner Required for a Private Student Loan?

Is a Cosigner Required for a Private Student Loan?

Student loans are an interesting source of credit-based borrowing considering the majority of student loan holders have little or no credit history. Federal student loans (except for PLUS loans) do not require a credit check and will actually help borrowers build a...
Does Bankruptcy Clear Your Student Loans?

Does Bankruptcy Clear Your Student Loans?

It’s a common notion that bankruptcy won’t clear student loan debt, however there are some states relaxing that stance and even rumors that lawmakers will make it easier to discharge student loans in bankruptcy. In fact, some bankruptcy lawyers argue that...
How to Qualify for Student Loan Forgiveness

How to Qualify for Student Loan Forgiveness

Remember the old saying, “if something seems too good to be true, it probably is.” Keep that in mind when seeking student loan forgiveness. While there are paths to loan forgiveness, they often take many years and contain very specific qualifications. What...
How to Lower Your Student Loan Payment

How to Lower Your Student Loan Payment

Lower Your Student Loan Payment Good morning. Can you please assist me with how to get a lower student loan payment or putting them on hold? -Felicia Absolutely, Felicia! There are several ways to lower your student loan payment. One of the options we help borrowers...
Who Pays Your Student Loans if You Die?

Who Pays Your Student Loans if You Die?

60 percent of student loan debt holders are expected to pay off their debt in their 40s. With deferments, extended repayment plans, graduate loans, and Parent PLUS loans there are millions of borrowers carrying their loans into their 60s and beyond. While sad, some...